Second Circuit: Sprague v. Salisbury Bank & Tr. Co.

 

Consumer's right of action under the credit reporting statute arises through notification of the reporting agency, so a consumer's direct notification of a bank of an error in the report does not suffice to state a claim arising from the bank's statutory duty not to provide inaccurate information.

Sprague v. Salisbury Bank & Tr. Co.

Tenth Circuit: Maiteki v. Marten Transport

FCRA


Company's reinvestigation of annotation on driving employment record was sufficient, given that the stature does not require exhaustive reinvestigation, and that the plaintiff's request for reinvestigation was insufficiently particular.



Maiteki v. Marten Transport

Fifth Circuit: Karen Bacharach v. Suntrust Mortgage, Inc.

FCRA


Commercial real estate transaction nixed by inaccurate reporting was not within the scope of the Act.

Insufficient proof that personal real estate transaction was lost because of the false information.

Uncorroborated assertion that doctors were consulted was insufficient for emotional distress.


Karen Bacharach v. Suntrust Mortgage, Inc.