Third Circuit: Candace Moyer v. Patenaude & Felix

 

Since the debt collection letter said that calling the company would cause collection efforts to stop, and not that it would legally compel the collection efforts to stop, under the least sophisticated debtor standard, the letter was not misleading.

Proximity to the legally required information about how to question the claim by mail would not cause undue confusion about which mechanism to use to preserve their rights against the claim.


Candace Moyer v. Patenaude & Felix