Fifth Circuit: Linda Singletary v. Prudential Ins Co. of America
ERISA, Insurance, Choice of Law, Preemption
As the cause of action is a statutory one, courts should not construe a challenge to the denial of benefits into an equitable challenge to the adequacy of disclosure of limitations.
General concerns of public policy insufficient to invalidate choice of law provision in pendent cause of action.
ERISA preempts state statute, as it has nothing whatsoever to do with risk pooling.
Linda Singletary v. Prudential Ins Co. of America