Insurance, Contracts
Not disclosing a change of form from sole proprietorship to corporation is not, as a matter of law, a material misrepresentation under state law when renewing an insurance policy.
Questions of duty that sound in tort implicate public policy; questions of duty involving contracts don't.
Breach of the covenant of good faith and fair dealing is not necessarily a question of fact.
https://www.ca10.uscourts.gov/opinions/14/14-2168.pdf
Since 2011. An occasional commonplacing of the U.S. Circuit Courts of Appeal.
Neither an authoritative statement of the law nor legal advice. Quick work.